Refund Policy

This policy applies to paid PortfolioLens subscriptions (Starter and Lender) supplied by Curiosity X Insights (Pty) Ltd.

Last updated 9 October 2026

1. No refunds

All payments for paid plans, whether monthly or yearly, are final and non-refundable. We do not provide refunds or credits for partially used billing periods, unused features, downgrades, or failure to use the service.

2. Cancellation

You may cancel at any time from your account. Your paid access continues until the end of the period already paid for. You will not be charged again after cancellation, but we do not provide pro-rata refunds for the remaining period.

3. Try the free plan first

Before subscribing, you can use the full free analysis (dashboard, findings and report) to evaluate whether the service suits your needs. Plan limits are shown on the Pricing page.

4. Consumer-law rights

Nothing in this policy limits rights you have under consumer protection law that cannot be excluded (for example statutory withdrawal rights in the UK/EU, or rights under South Africa's Consumer Protection Act and Electronic Communications and Transactions Act, where they apply). Where such rights apply, the highest applicable level of rights applies.

5. Immediate access

By subscribing and starting to use a paid plan immediately, you request immediate access to the service and acknowledge that, where the law allows, you lose any right to withdraw once the service has started.

6. Payments through Paddle

Paddle.com is our Merchant of Record. Paddle processes payments, invoices, taxes and payment-related customer service. Paddle's Buyer Terms and Refund Policy also apply to your purchase.

7. Billing errors

We will investigate and correct genuine billing errors and duplicate charges. Contact us promptly with the account email, charge date and amount. Do not send full card details.

8. Chargebacks

Please contact us before starting a chargeback so we have a fair opportunity to resolve the issue. An unjustified chargeback or payment dispute may lead to suspension of the affected account while it is investigated.

9. Contact

Questions about this policy or a billing error: hello@curiosityxinsights.com. Also see our Terms of Service.